![]() This can happen due to an unstable source of income, irregularities with the documents submitted and other factors related to your creditworthiness. Mariner Finance’s mobile app allows borrowers to manage their personal loans.ĭespite going through their process and submitting all required documents, Mariner Finance can still decline your loan application. Mariner Finance’s personal loans do not have prepayment penalties.īorrowers can return their loan proceeds within 15 days without having to pay any fees. Mariner Finance is not transparent about their policies on origination fees, but MoneyGeek’s research shows that they do charge them.īorrowers who fail to pay their dues on time will be charged late payment penalties. Usually, Mariner Finance will respond regarding a loan application within the same business day. Mariner Finance’s website does not feature any limitations on the use of their personal loans. Mariner Finance personal loans can be used to consolidate debts, fund special occasions, make large purchases and more. Mariner Finance offers personal loans from $1,000 to $25,000.īorrowers can settle their Mariner Finance personal loans in 12 to 60 months. Mariner Finance evaluates borrowers on a holistic basis, and they don’t have any credit score requirements.Īlthough Mariner Finance doesn’t publicize their income requirements, borrowers need to have a reasonable debt-to-income ratio to qualify. Personal loans from Mariner Finance have an APR of 18.99% to 35.99%.
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